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Housing Development

overhead of housing development

Without shelter, many things are just not possible. It is a basic building block which helps families and individuals to be healthy, safe, and secure. It is CMCA’s position that housing is a right, not a privilege.

In 1994, CMCA was recognized as a Community Housing Development Organization (CHDO) by the Missouri Housing Development Commission, and in 1999, the City of Columbia designated CMCA as a CHDO as well. The agency is also a Community Development Corporation and is designated a Rural LISC agency. These designations have helped CMCA to partner with various for-profit developers and nonprofit partners to complete a number of multi- and single-family housing units through the service area, thereby providing affordable housing opportunities for low-income individuals.

Direct housing development related activities include:

  • Homeownership classes
  • Budgeting classes
  • Single-family housing
  • Multi-family housing

 

Single-Family Housing​

Homeownership provides the opportunity for those of low and moderate income to find a place to live and a home to call their own. It empowers individuals and families by building assets and wealth, which is one of the true means for a family to move out of poverty. CMCA utilizes a number of programs that provide down payment assistance as well as partner with lending institutions, the City of Columbia, the U.S. Department of Housing and Urban Development, Rural LISC, Habitat, and Columbia Builds Youth programs in constructing and making available homes for purchase or rent

To find out if there are any current homes available for sale, or if you are interested in purchasing a lot, please contact 573-443-8706 ext 1090.

 

Multi-Family Housing

Multi-family rental housing development provides for safe, affordable housing for families, the elderly, and the disabled, insuring those of low and moderate incomes a place to live at a reasonable price. Through CMCHDC Properties, Ltd., Central Missouri Community Action is a partner on a number of apartment complexes in the region. While each development is unique, the agency’s participation has ranged from a general partner (or co-general partner) to the property manager. The agency has participated in various Missouri Housing Development Commission programs including tax credits and CHDO funds, which have enabled a number of affordable housing projects being developed and rehabilitated in the service area.

Housing Managed by CMCA

Audrain County
Mexico Apartments 1&2
2717 S Clark
Mexico, MO 65265
 (660) 886-3100
Boone County

Columbia Oaks Apartments
609 N Columbia St
Centralia, MO 65240
Phone: (573) 682-1372

Cooper County

Boonville Estates
380 Boone Village Dr # 13
Boonville, MO 65233
Phone: (660) 882-3589

Cass County

Apple Manor Apartments
301 Lexington Rd
Pleasant Hill, MO 64080
Phone: (816) 987-0101

Home Loan Support

CMCA provides packing services for the USDA 502 Direct Home Loan Program. This program is available to individuals with low, or very low income to purchase homes in rural areas. Funds can be used to build, repair or to renovate a home, or to purchase and prepare sites, including providing water and sewage facilities.

Want to learn more? Check out these Frequently Asked Questions!  Or email: housingloans@cmca.us.